.faq-item[data-astro-cid-65feym5w]{border-bottom:1px solid var(--border);padding:16px 0}.faq-item[data-astro-cid-65feym5w]:last-child{border-bottom:none}.faq-q[data-astro-cid-65feym5w]{font-family:var(--font-display);color:var(--text);margin-bottom:8px;font-size:15px;font-weight:700}.faq-a[data-astro-cid-65feym5w]{color:var(--muted);font-size:14.5px;line-height:1.75}.ftb-blackboard[data-astro-cid-65feym5w]{background:#1c1a2e;border:2px solid #2d2a4a;border-radius:12px;margin:24px 0;overflow:hidden;box-shadow:0 4px 20px #00000026,inset 0 1px #ffffff0d}.ftb-blackboard__header[data-astro-cid-65feym5w]{background:#141228;border-bottom:1px solid #2d2a4a;align-items:center;gap:8px;padding:12px 20px;display:flex}.ftb-blackboard__chalk-dot[data-astro-cid-65feym5w]{background:#ffffff26;border-radius:50%;width:10px;height:10px}.ftb-blackboard__title[data-astro-cid-65feym5w]{color:#fff9;letter-spacing:.04em;font-size:.8125rem;font-weight:600;font-family:var(--font-mono,monospace);margin-left:4px}.ftb-blackboard__body[data-astro-cid-65feym5w]{flex-direction:column;gap:10px;padding:16px 20px;display:flex}.ftb-blackboard__row[data-astro-cid-65feym5w]{border-bottom:1px dashed #ffffff0f;grid-template-columns:44px 160px 1fr 80px;align-items:center;gap:12px;padding:6px 0;display:grid}.ftb-blackboard__row--active[data-astro-cid-65feym5w]{background:#4338ca14;border-bottom:none;border-radius:6px;margin:-2px -6px;padding:8px 6px}.ftb-blackboard__row--unused[data-astro-cid-65feym5w]{opacity:.4}.ftb-bb-rate[data-astro-cid-65feym5w]{font-size:.8125rem;font-weight:800;font-family:var(--font-mono,monospace);text-align:center;border-radius:5px;padding:3px 6px}.ftb-bb-rate--10[data-astro-cid-65feym5w]{color:#4ade80;background:#065f464d}.ftb-bb-rate--12[data-astro-cid-65feym5w]{color:#86efac;background:#065f4633}.ftb-bb-rate--22[data-astro-cid-65feym5w]{color:#818cf8;background:#4338ca4d}.ftb-bb-rate--muted[data-astro-cid-65feym5w]{color:#ffffff4d;background:#ffffff0f}.ftb-bb-range[data-astro-cid-65feym5w]{color:#fff9;font-size:.75rem;font-family:var(--font-mono,monospace)}.ftb-bb-range[data-astro-cid-65feym5w] em[data-astro-cid-65feym5w]{color:#ffffff59;font-size:.7rem;font-style:normal}.ftb-bb-bar-wrap[data-astro-cid-65feym5w]{background:#ffffff0f;border-radius:4px;height:18px;overflow:hidden}.ftb-bb-bar[data-astro-cid-65feym5w]{border-radius:4px;height:100%;transition:width .5s}.ftb-bb-bar--10[data-astro-cid-65feym5w]{background:linear-gradient(90deg,#065f46,#059669)}.ftb-bb-bar--12[data-astro-cid-65feym5w]{background:linear-gradient(90deg,#047857,#10b981)}.ftb-bb-bar--22[data-astro-cid-65feym5w]{background:linear-gradient(90deg,#3730a3,#6366f1)}.ftb-bb-bar--muted[data-astro-cid-65feym5w]{background:#ffffff1f}.ftb-bb-tax[data-astro-cid-65feym5w]{font-size:.8125rem;font-weight:700;font-family:var(--font-mono,monospace);color:#fbbf24;text-align:right}.ftb-bb-tax--muted[data-astro-cid-65feym5w]{color:#fff3}.ftb-blackboard__footer[data-astro-cid-65feym5w]{background:#0003;border-top:1px solid #ffffff0f;padding:12px 20px}.ftb-bb-summary[data-astro-cid-65feym5w]{color:#ffffff80;font-size:.8125rem;font-family:var(--font-mono,monospace);flex-wrap:wrap;justify-content:center;align-items:center;gap:8px;display:flex}.ftb-bb-summary[data-astro-cid-65feym5w] strong[data-astro-cid-65feym5w]{color:#fbbf24}.ftb-bb-summary-divider[data-astro-cid-65feym5w]{color:#fff3}@media (width<=580px){.ftb-blackboard__row[data-astro-cid-65feym5w]{grid-template-columns:40px 1fr 80px}.ftb-bb-bar-wrap[data-astro-cid-65feym5w]{display:none}}.ftb-calc-preview[data-astro-cid-65feym5w]{border:1.5px solid var(--border-warm,var(--border));background:var(--bg);box-shadow:var(--shadow-sm);border-radius:12px;margin:24px 0;overflow:hidden}.ftb-calc-preview__header[data-astro-cid-65feym5w]{border-bottom:1px solid var(--border);color:var(--accent);text-transform:uppercase;letter-spacing:.05em;background:linear-gradient(90deg,#4338ca12,#0000);align-items:center;gap:8px;padding:12px 18px;font-size:.8125rem;font-weight:700;display:flex}.ftb-calc-preview__body[data-astro-cid-65feym5w]{padding:16px 18px}.ftb-calc-preview__input-row[data-astro-cid-65feym5w]{grid-template-columns:1fr 1fr;gap:12px;margin-bottom:14px;display:grid}.ftb-calc-preview__field[data-astro-cid-65feym5w]{flex-direction:column;gap:5px;display:flex}.ftb-calc-preview__field[data-astro-cid-65feym5w] label[data-astro-cid-65feym5w]{color:var(--text-2,var(--muted));font-size:.8rem;font-weight:600}.ftb-calc-preview__input-wrap[data-astro-cid-65feym5w]{border:1.5px solid var(--border);background:var(--bg);border-radius:8px;align-items:center;transition:border-color .15s;display:flex;overflow:hidden}.ftb-calc-preview__input-wrap[data-astro-cid-65feym5w]:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-soft)}.ftb-calc-preview__input-wrap[data-astro-cid-65feym5w] span[data-astro-cid-65feym5w]{color:var(--muted);border-right:1px solid var(--border);background:var(--bg-2);flex-shrink:0;padding:9px 10px 9px 12px;font-size:.875rem;font-weight:600}.ftb-calc-preview__input-wrap[data-astro-cid-65feym5w] input[data-astro-cid-65feym5w]{color:var(--text);background:0 0;border:none;outline:none;flex:1;min-width:0;padding:9px 12px;font-family:inherit;font-size:.9rem}.ftb-calc-preview__select[data-astro-cid-65feym5w]{border:1.5px solid var(--border);background:var(--bg);color:var(--text);appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M2 4l4 4 4-4' stroke='%2378716C' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round' fill='none'/%3E%3C/svg%3E");background-position:right 12px center;background-repeat:no-repeat;border-radius:8px;outline:none;width:100%;padding:9px 32px 9px 12px;font-family:inherit;font-size:.9rem;transition:border-color .15s}.ftb-calc-preview__select[data-astro-cid-65feym5w]:focus{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-soft)}.ftb-calc-preview__btn[data-astro-cid-65feym5w]{background:var(--accent);color:#fff;cursor:pointer;border:none;border-radius:8px;align-items:center;gap:6px;padding:10px 20px;font-size:.875rem;font-weight:700;transition:background .15s,transform .1s;display:inline-flex}.ftb-calc-preview__btn[data-astro-cid-65feym5w]:hover{background:var(--accent-dark,#3730a3)}.ftb-calc-preview__btn[data-astro-cid-65feym5w]:active{transform:scale(.98)}.ftb-calc-preview__result[data-astro-cid-65feym5w]{background:var(--bg-2);border:1px solid var(--border);border-radius:8px;margin-top:16px;padding:14px}.ftb-calc-preview__result-grid[data-astro-cid-65feym5w]{grid-template-columns:1fr 1fr;gap:10px;margin-bottom:10px;display:grid}.ftb-calc-preview__result-item[data-astro-cid-65feym5w]{flex-direction:column;gap:3px;display:flex}.ftb-calc-preview__result-label[data-astro-cid-65feym5w]{color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-size:.7rem;font-weight:600}.ftb-calc-preview__result-val[data-astro-cid-65feym5w]{color:var(--text);font-size:1rem;font-weight:700;font-family:var(--font-mono,monospace)}.ftb-calc-preview__result-val--highlight[data-astro-cid-65feym5w]{color:var(--accent)}.ftb-calc-preview__result-val--marginal[data-astro-cid-65feym5w]{color:#b45309}.ftb-calc-preview__result-val--effective[data-astro-cid-65feym5w]{color:#059669}.ftb-calc-preview__result-note[data-astro-cid-65feym5w]{color:var(--muted);font-size:.75rem;line-height:1.5}.ftb-calc-preview__footer-link[data-astro-cid-65feym5w]{background:var(--bg-2);border-top:1px solid var(--border);color:var(--accent);padding:10px 18px;font-size:.8rem;font-weight:600;text-decoration:none;transition:background .15s;display:block}.ftb-calc-preview__footer-link[data-astro-cid-65feym5w]:hover{background:var(--bg-3,var(--bg))}.neg-tool-cta[data-astro-cid-65feym5w]{background:linear-gradient(135deg,#4338ca0d,#2563eb0d);border:1.5px solid #4338ca2e;border-radius:12px;margin:24px 0;padding:20px 24px}.neg-tool-cta__body[data-astro-cid-65feym5w]{color:var(--text);margin-bottom:14px;font-size:.9375rem;line-height:1.6}.neg-tool-cta__body[data-astro-cid-65feym5w] strong[data-astro-cid-65feym5w]{color:var(--text)}.neg-tool-cta__links[data-astro-cid-65feym5w]{flex-direction:column;gap:8px;display:flex}a[data-astro-cid-65feym5w].neg-tool-link{background:var(--bg,#fff);border:1.5px solid var(--border,#e2e8f0);border-radius:8px;flex-direction:column;gap:2px;padding:12px 16px;text-decoration:none;transition:border-color .15s,box-shadow .15s,background .15s;display:flex}a[data-astro-cid-65feym5w].neg-tool-link:hover{border-color:#4338ca66;box-shadow:0 0 0 3px #4338ca14}a[data-astro-cid-65feym5w].neg-tool-link span[data-astro-cid-65feym5w]:first-child{color:var(--text);font-size:.875rem;font-weight:700}a[data-astro-cid-65feym5w].neg-tool-link span[data-astro-cid-65feym5w]:last-child{color:var(--muted);font-size:.75rem}a[data-astro-cid-65feym5w].neg-tool-link--primary{background:#4338ca0f;border-color:#4338ca4d}a[data-astro-cid-65feym5w].neg-tool-link--primary span[data-astro-cid-65feym5w]:first-child{color:#4338cae6}.ftb-cta-grid[data-astro-cid-65feym5w]{grid-template-columns:1fr 1fr;gap:12px;margin:24px 0;display:grid}.ftb-cta-card[data-astro-cid-65feym5w]{background:var(--bg-2);border:1.5px solid var(--border);color:var(--text);border-radius:10px;align-items:center;gap:14px;padding:14px 16px;text-decoration:none;transition:border-color .15s,box-shadow .15s,background .15s;display:flex}.ftb-cta-card[data-astro-cid-65feym5w]:hover{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-soft);background:var(--bg)}.ftb-cta-card--primary[data-astro-cid-65feym5w]{border-color:var(--accent);background:#4338ca0a}.ftb-cta-card__icon[data-astro-cid-65feym5w]{background:var(--bg-3,var(--bg));border:1px solid var(--border);width:36px;height:36px;color:var(--accent);border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;display:flex}.ftb-cta-card--primary[data-astro-cid-65feym5w] .ftb-cta-card__icon[data-astro-cid-65feym5w]{background:#4338ca1a}.ftb-cta-card__body[data-astro-cid-65feym5w]{flex-direction:column;flex:1;gap:2px;min-width:0;display:flex}.ftb-cta-card__label[data-astro-cid-65feym5w]{color:var(--accent);text-transform:uppercase;letter-spacing:.06em;font-size:.65rem;font-weight:700}.ftb-cta-card__title[data-astro-cid-65feym5w]{color:var(--text);font-size:.875rem;font-weight:700}.ftb-cta-card__desc[data-astro-cid-65feym5w]{color:var(--muted);font-size:.75rem;line-height:1.4}.ftb-cta-card__arrow[data-astro-cid-65feym5w]{color:var(--muted);flex-shrink:0;transition:transform .15s}.ftb-cta-card[data-astro-cid-65feym5w]:hover .ftb-cta-card__arrow[data-astro-cid-65feym5w]{color:var(--accent);transform:translate(3px)}.kpib[data-astro-cid-65feym5w]{background:linear-gradient(135deg,#4338ca12,#2563eb12);border:1.5px solid #4338ca33;border-left:4px solid #4338cacc;border-radius:10px;flex-direction:column;align-items:flex-start;gap:4px;margin:0 0 24px;padding:20px 24px;display:flex}.kpib-stat[data-astro-cid-65feym5w]{color:var(--text);font-size:2.25rem;font-weight:900;line-height:1;font-family:var(--font-display)}.kpib-label[data-astro-cid-65feym5w]{color:var(--text);margin-top:2px;font-size:.9375rem;font-weight:600}.kpib-sub[data-astro-cid-65feym5w]{color:var(--muted);margin-top:2px;font-size:.75rem}.ftb-eff-chart[data-astro-cid-65feym5w]{background:var(--bg-2,#f8fafc);border:1.5px solid var(--border,#e2e8f0);border-radius:12px;margin:28px 0;padding:20px 24px;font-size:.875rem}.ftb-eff-chart__header[data-astro-cid-65feym5w]{color:var(--text,#1e293b);text-transform:uppercase;letter-spacing:.04em;align-items:center;gap:8px;margin-bottom:16px;font-size:.8125rem;font-weight:700;display:flex}.ftb-eff-chart__rows[data-astro-cid-65feym5w]{flex-direction:column;gap:10px;display:flex}.ftb-eff-chart__row[data-astro-cid-65feym5w]{grid-template-columns:90px 1fr 1fr;align-items:center;gap:10px;display:grid}.ftb-eff-chart__income[data-astro-cid-65feym5w]{font-size:.8125rem;font-weight:700;font-family:var(--font-mono,monospace);color:var(--text,#1e293b);text-align:right;white-space:nowrap}.ftb-eff-chart__bar-wrap[data-astro-cid-65feym5w]{background:#0000000f;border-radius:4px;height:22px;position:relative;overflow:hidden}.ftb-eff-chart__bar[data-astro-cid-65feym5w]{border-radius:4px;align-items:center;min-width:2px;height:100%;padding:0 6px;transition:width .6s;display:flex}.ftb-eff-chart__bar--marginal[data-astro-cid-65feym5w]{background:linear-gradient(90deg,#3730a3,#6366f1)}.ftb-eff-chart__bar--effective[data-astro-cid-65feym5w]{opacity:.85;background:linear-gradient(90deg,#065f46,#059669)}.ftb-eff-chart__pct[data-astro-cid-65feym5w]{color:#fffffff2;font-size:.6875rem;font-weight:800;font-family:var(--font-mono,monospace);white-space:nowrap;line-height:1}.ftb-eff-chart__legend[data-astro-cid-65feym5w]{border-top:1px solid var(--border,#e2e8f0);flex-wrap:wrap;gap:20px;margin-top:14px;padding-top:12px;display:flex}.ftb-eff-chart__legend-item[data-astro-cid-65feym5w]{color:var(--muted,#64748b);align-items:center;gap:6px;font-size:.75rem;display:flex}.ftb-eff-chart__swatch[data-astro-cid-65feym5w]{border-radius:3px;flex-shrink:0;width:12px;height:12px}.ftb-eff-chart__swatch--marginal[data-astro-cid-65feym5w]{background:linear-gradient(90deg,#3730a3,#6366f1)}.ftb-eff-chart__swatch--effective[data-astro-cid-65feym5w]{opacity:.85;background:linear-gradient(90deg,#065f46,#059669)}@media (width<=520px){.ftb-eff-chart[data-astro-cid-65feym5w]{padding:16px}.ftb-eff-chart__row[data-astro-cid-65feym5w]{grid-template-columns:76px 1fr 1fr;gap:6px}.ftb-eff-chart__income[data-astro-cid-65feym5w]{font-size:.75rem}.ftb-eff-chart__pct[data-astro-cid-65feym5w]{font-size:.625rem}}@media (width<=600px){.ftb-cta-grid[data-astro-cid-65feym5w],.ftb-calc-preview__input-row[data-astro-cid-65feym5w]{grid-template-columns:1fr}}.guide-chart[data-astro-cid-65feym5w]{margin:2rem 0}.guide-chart[data-astro-cid-65feym5w] img[data-astro-cid-65feym5w]{border:1px solid #334155;border-radius:12px;width:100%;height:auto;display:block}.guide-chart[data-astro-cid-65feym5w] figcaption[data-astro-cid-65feym5w]{color:var(--muted);text-align:center;margin-top:.5rem;font-size:.85rem;font-style:italic}
